The Financial Brain Dump

Happy New Year to you! The craziness of year-end tasks and the holidays seems to carry right over into the new year, with a sense of urgency on a whole new list of things. But hopefully you found some respite along the way before diving in to 2023! Last year at this time, I wrote… Read on…


What is Your Earliest Money Memory?

The first impactful memory I have around money always comes to me right away. It’s a story I shared at my dad’s 70th birthday celebration. I was about 10 years old and was with him at the ATM. He always counted the money before putting it in his wallet. When he counted it on this… Read on…


Open Enrollment Serves Up a Bowl of Alphabet Soup

The fall tends to be open enrollment time and you are likely in the middle of it now, or will be soon, so I thought this month would be a great time to review some of the crazy acronyms you see as your eyes glaze over the 50+ page benefits guide from your employer. I… Read on…


Ways You May Be Losing Money EVERY Year

A friend recently came to me with a business idea that she felt could be really useful to many. She felt quite strongly about it because she knew it would be very useful to HER, and she correctly assumed that many (many) others are in the same position. Let’s call it: I PAY LITTLE TO… Read on…


The Protection Plan I Always Recommend

This past July 4th marked the 20th year in our home. TWENTY YEARS. Holy cow, I don’t know where the time has gone. With my oldest having just graduated from high school, I seem to be saying this a lot lately. Cue the tissue box.   When we first bought our home, we had my… Read on…


I Did NOT Know That!

You know those moments when you learn something new that you can’t believe you did not know before now, and depending what it is, you may even feel like a bit of a dummy for not knowing? We all have them. I had one of these moments last week when my brother came over to… Read on…


Why I Don’t Share My Shampoo

I’ve shared this one before, but since I have many new readers, and since I once again splurged at the salon during my last hair appointment, I thought I would share it again. If you are a regular of my newsletter, you know I live in a houseful of the opposite sex, who don’t have an… Read on…


Real Change Takes Time

So here we are kicking off 2022. Happy New Year! Another 365 days to attempt to fulfill our New Year’s Resolutions. Or not. I’ve never been a big fan of making New Year’s resolutions. They tend to be too big and too overwhelming for most of us to see them through. We end up beating ourselves up a… Read on…


THIS Drives Me Crazy!

Last week, I was out running errands and listening to the local news station on the radio. The 60 second financial segment came on, and they were talking about the volatility of the S&P and how the month of September had ended with “significant” losses. I get it, it’s the news, and we all know… Read on…