Everyone thinks that being a financial advisor means I am great with numbers, but there are lots of numbers that confuse the heck out of me. Blood pressure, tire pressure and my son’s PSAT scores come to mind. A number that is a mystery to many is their credit score. Sure, you know the higher… Read on…
This topic has come up for me twice in the last week, so as is often the case, I’ve made it the topic for my newsletter this month. I often get asked about the best strategies for saving outside of one’s 401(k). My first caveat is that one size does not fit all, so what… Read on…
You are likely in the middle of open enrollment, or will be soon, so I thought this month would be a great time to review some of the crazy acronyms you see as your eyes glaze over the 100+ page benefits guide from your employer. I can’t say here which benefits are the “best fit”… Read on…
In honor of the late Supreme Court Justice Ruth Bader Ginsburg, I’ve decided to share my newsletter from back in January where I made “art imitating life” observations of how far we’ve come, and still have to go, in moving the educational, professional and financial plight of all women forward. RBG fought tirelessly for her… Read on…
The first impactful memory I have around money always comes to me right away. It’s a story I shared at my dad’s 70th birthday celebration. I was about 10 years old and was with him at the ATM. He always counted the money before putting it in his wallet. When he counted it on this… Read on…
The Basics of an HSA An HSA is a savings account for health care expenses tied to what’s known as a High Deductible Health Plan, often offered as a health care option through your employer. This type of account is different from a Flexible Spending Account (FSA), where you can lose any unused portion of… Read on…
A friend reminded me this past week of the story I tell on my website about my dad and taxes. “Don’t just file those away”, he said to me years ago. “Look them over and get an understanding of what’s going on”. It was an early catalyst for discovering my love of personal finance. Many… Read on…
“You do know Sue, if something happens to Mom at this point, there’s no way Dad can stay in the house by himself”. I still remember where I was parked when my sister spoke these words to me. Although our mom’s terminal cancer was “stable” at the time, our dad had entered into early stages… Read on…
This past week, during one of our TV watching marathons, my youngest son and I happened upon “The Wizard of Oz”. When Glenda the Good Witch began her famous mantra to Dorothy of, “There’s no place like home. There’s no place like home”, I couldn’t help but think of the irony in hearing this famous… Read on…
Like a good thriller movie (or perhaps more accurately, a horror film), the suspense is over and Congress has passed the stimulus bill that was then signed by President Trump late Friday afternoon. It is officially called the CARES Act (free package of TP for anyone who can guess what the “C” stands for). But… Read on…